
Financing
Making Total Home Comfort Affordable
You shouldn’t have to choose between your budget and being comfortable. That’s why we keep pricing for our heating and air conditioning systems affordable while retaining superior quality.
-
Quick & Convenient Application
-
Low & No Interest Rates
-
Special Offers Available
Financing Options From

Loans are subject to credit approval. Home Improvement Loans offered through Upgrade are made by Cross River Bank, Member FDIC, Equal Housing Lender. Upgrade, Inc. (NMLS #1548935) holds the following state licenses. Loans may be disbursed in one or more advances. These loan terms are estimates based on the assumption that the loan is disbursed in a single advance upon execution of the Borrower Agreement. Actual loan terms may vary depending on, among other things, the exact number of advances, the amount of each advance, and the date on which each advance will occur. ¹For example, under this promotional plan (i.e., no payments required during the 12 months promotional period beginning after we disburse the first advance, and interest accrues during the promotional period but is waived if the loan is paid in full before the end of the promotional period), if a borrower receives a $10,000 loan with a 10-year term and a 29.49% Annual Percentage Rate (APR), the loan is disbursed in 2 advances (20% on Day 1 and 80% on Day 90), and the loan is not paid in full before the end of the promotional period, the borrower will have a required monthly payment of $279.66 after the promotional period ends. All interest accrued during the promotional period will be included in your monthly payment on a pro-rata basis for the remainder of the loan term if the loan is not paid in full by the end of the promotional period. If the loan is paid in full before the end of the promotional period, all interest accrued during the promotional period will be waived. ²For example, if a borrower receives a $10,000 loan with a 10-year term and a 6.99% Annual Percentage Rate (APR) and the loan is disbursed in 2 advances (20% on Day 1 and 80% on Day 90), the borrower will have a required monthly payment of $116.06.
Frequently Asked Questions
Do you have financing programs available?
We partner with GreenSky to give you financing solutions that work with every budget.
See Financing OptionsWill applying for financing delay my service?
Applying for financing with GreenSky takes only a few minutes, and most people are approved fairly quickly. It should not delay the service that you need.
What makes Genz-Ryan different?
We are industry leaders, in every way. We stay on top of the latest techniques and technology, to provide you cutting edge service. It doesn’t hurt that we’re also known as the friendliest team in town! Got a question? The Genz-Ryan team is there to answer it.
Do you offer free quotes?
Yes! Contact us today to learn how to get yours.
Get a Free QuoteWhat services do you offer?
We provide heating, cooling, plumbing, and electrical repairs and replacements for Twin Cities metro residents.