tracking pixel tracking pixel
see our coupons Coupons phone number

Financing

Making Total Home Comfort Affordable

You shouldn’t have to choose between your budget and being comfortable. That’s why we keep pricing for our heating and air conditioning systems affordable while retaining superior quality.

  • checklist item

    Quick & Convenient Application

  • checklist item

    Low & No Interest Rates

  • checklist item

    Special Offers Available

the GenRyan team is here to help!

Ask us how to pay nothing for your repairs!

Give Us a Call!

Financing Options From

0% Interest + No Payments for 18 months¹

Apply Now

11.99% APR for 15 years²

Apply Now

Loans are subject to credit approval. Home Improvement Loans offered through Upgrade are made by Cross River Bank, Member FDIC, Equal Housing Lender. Upgrade, Inc. (NMLS #1548935) holds the following state licenses. Loans may be disbursed in one or more advances. These loan terms are estimates based on the assumption that the loan is disbursed in a single advance upon execution of the Borrower Agreement. Actual loan terms may vary depending on, among other things, the exact number of advances, the amount of each advance, and the date on which each advance will occur. ¹For example, under this promotional plan (i.e., no payments required during the 12 months promotional period beginning after we disburse the first advance, and interest accrues during the promotional period but is waived if the loan is paid in full before the end of the promotional period), if a borrower receives a $10,000 loan with a 10-year term and a 29.49% Annual Percentage Rate (APR), the loan is disbursed in 2 advances (20% on Day 1 and 80% on Day 90), and the loan is not paid in full before the end of the promotional period, the borrower will have a required monthly payment of $279.66 after the promotional period ends. All interest accrued during the promotional period will be included in your monthly payment on a pro-rata basis for the remainder of the loan term if the loan is not paid in full by the end of the promotional period. If the loan is paid in full before the end of the promotional period, all interest accrued during the promotional period will be waived. ²For example, if a borrower receives a $10,000 loan with a 10-year term and a 6.99% Annual Percentage Rate (APR) and the loan is disbursed in 2 advances (20% on Day 1 and 80% on Day 90), the borrower will have a required monthly payment of $116.06.

Prioritize Your System’s Care

Keep your heating and cooling systems running smoothly with a HomePulse maintenance plan. HomePulse technology uses sensors to predict issues before they happen, meaning we can monitor your system’s health from anywhere. If a performance issue comes up, we’ll be there ASAP to run diagnostics and perform any necessary repairs. You also get access to premium member perks like a guaranteed 24-hour response time and a 2-hour appointment window!

Looking For A Coupon?

BOGO Furnace & AC Tune-Up Only $47

(Reg. $378), Limited Weekly Slots

Get both your furnace and AC tuned up for just $47! Regular price for one is $189

*Disclaimer – Residential only. One per household.

Expires 9/30/2025

NO COST Service Call

Heating, cooling, plumbing and electrical! *w/repairs

*Cannot be combined. Call for full details and restrictions.

Expires 9/30/2025

FREE WATER QUALITY TEST

Water That Feels, Tastes & Smells Right!

*Disclaimer – Residential only. One per household.

Expires 7/31/2025

Genz-Ryan's No Breakdown Guarantee

Powered by HomePulse

ASK HOW!

*Call for full details and restrictions.

Expires 9/30/2025

$47 Water Heater Flush & Fill

+ FREE Water Analysis

*Call for full details and restrictions.

Expires 9/30/2025

For as low as $4 per day!

New HEAT PUMP WATER HEATER

*Cannot be combined. Call for full details and restrictions.

Expires 9/30/2025

Complimentary Second Opinion

Get a second look from our experts at no cost.

*Offer cannot be combined. Restrictions Apply. Call for full details and restrictions.

Expires 9/30/2025

New HVAC System for as low as $5/day

w/15 yr. financing

*Cannot be combined. Call for full details and restrictions.

Expires 9/30/2025

NEW Furnace as low as $2/day

w/15 yr. financing

*Offer cannot be combined. Restrictions Apply. Call for full details and restrictions.

Expires 9/30/2025

No Payment, No Interest until March 2027

w/18 months financing

Apply for our reduced-rate financing plan HERE.

Expires 9/30/2025

Up to $1000 Off

EV Charger Installation

*Offer cannot be combined. Restrictions apply. Call for full details and restrictions.

Expires 9/30/2025

Up to $600 Off

Electrical Panel Upgrade

*Call for full details and restrictions.

Expires 9/30/2025

Frequently Asked Questions

See All FAQs

Do you have financing programs available?

We partner with GreenSky to give you financing solutions that work with every budget.

See Financing Options

Will applying for financing delay my service?

Applying for financing with GreenSky takes only a few minutes, and most people are approved fairly quickly. It should not delay the service that you need.

What makes Genz-Ryan different?

We are industry leaders, in every way. We stay on top of the latest techniques and technology, to provide you cutting edge service. It doesn’t hurt that we’re also known as the friendliest team in town! Got a question? The Genz-Ryan team is there to answer it.

Do you offer free quotes?

Yes! Contact us today to learn how to get yours.

Get a Free Quote

What services do you offer?

We provide heating, cooling, plumbing, and electrical repairs and replacements for Twin Cities metro residents.

Discover the Genz Difference

Contact Us Today